Card Present Payments

 A transaction is only considered to be “card present” if payment details are captured in person, at the time of the sale. This occurs when cards are physically swiped, tapped or dipped through a reader or if an EMV chip is processed.

Card Not Present Payments

In today’s digital world, if a customer doesn’t have a form of payment “in hand”, they can still make purchases. How? Making a purchase without being physically present is called a “card-not-present” (CNP) transaction.

It’s most common for orders that happen remotely — over the phone or by fax, internet, or mail.


Integrated “Buy Now, Pay Later” features available!