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APS offers payment solutions and consulting services for all businesses. We provide value-based solutions and transparency across all aspects of establishing and maintaining your payment processing system. APS is different than a routine payments organization; we set the business owner up for continued success across all platforms and services in our catalog.


With comprehensive and competitive pricing that goes straight up against other major processing platforms, APS adds value and dependability to your business.  Stop losing revenue to missed opportunities! Contact us to accept credit cards, gift cards, and alternative payment methods today!


Payment Processing

APS provides payment processing services for all major credit card brands.  Merchants can  accept payments easily while being assured that they can rely on our processing solutions and quality customer care.  Our true and transparent pricing insures that our merchants enjoy the best available options.


With APS eCommerce solutions, merchants can accept payments online quickly and easily.  Our popular gateway options enable “card not present” (CNP) transactions to run smoothly and securely.  APS accepts a wide variety of CNP processing with all the latest security measures included.

CBD Payment Processing

APS offers a U.S. based payment processing solution for CBD products. Our CBD solutions provide competitive pricing and can facilitate a variety of products for online sale.  Funding schedules are 48 hours out and set-up is quick. Businesses can be ready to accept payments in just a matter of days.

Point of Sale (POS)

With the many choices merchants have when it comes to POS, we have you covered. Whether it’s a new system or integration, APS ensures that your are ready to accept payments.  APS partners with a wide variety of POS systems and software providers to ensure that our clients receive the best value. 

Don’t Settle For Less

Optimized Business Operations

An APS consultant will engage directly with your business to develop an optimal payment solution.  All merchants are provided with a customized infrastructure to fit their business needs.  With APS, your transactions are quick, dependable, and efficient.


Interchange Plus

The Interchange Plus option offers a clear and transparent form of pricing.  Interchange rates are mandated directly from the major card brands and paid by the merchant based on the amount of volume and the types of cards accepted.  APS Interchange Plus transfers 100% of the cost to the merchant without any inflation or mark-up, ensuring that you are getting the best pricing available at any given time.

$90 Fixed Fee Pricing

All your payment processing wrapped up in a single flat fee!  Our $90 Flat Fee program eliminates complexity in monthly fees normally assessed with transactions. APS uses a “non-cash-adjustment” fee to compensate for the merchant’s processing fees. The end-result is a simple, fixed monthly payment without processing limits! Regardless of how many transactions or volume in any given month, the cost is fixed at $90.

*Program may not be available in all states.

2.55% Fixed Rate

The Fixed Rate option guarantees that your business maintains a competitive and predictable cost across all transactions.  The APS 2.55% Fixed Rate is not only competitive but below many of the currently published rates available in the marketplace.  Why incur additional costs for your business when you dont need to?  When accepting card payments in business, you can be assured that APS is maximizing your profit.

Pricing may vary depending on the type of business and monthly volume.  Rate of 2.55% based on card present (CP) transactions.  A rate of 3.55% + .20 cents per transaction for any card not present (CNP) transactions.

Flat rate pricing is based off of APS core processing.

Charge Forward

Customized Business Pricing 

The low rates employed by APS are transferred to the merchant ensuring that you’re getting the greatest deal around.

  • Interchange Plus Pricing
  • Fixed Fee Pricing
  • Fixed Rate Pricing

Our Specialties

We Can Do It All. Get In Touch For a Free Consultation


point of sale systems

e-commerce development

“buy now, pay later” integration

cbd processing

high risk/low risk payments

marketing campaigns

business consulting


Contact us for more information



What We Can Do For You

From payment processing to point of sale integrations, complete POS system installations, eCommerce solutions, online ordering, and merchant rewards programs, APS can help your business grow.

Need help driving traffic to your business? Our customized marketing will relate to your customers, drive traffic into your location, and increase your brand awareness to help your business thrive.

payment processing

Accept all major card brands as payment to your business. Affordable and dependable payment solutions with quick set-up.



Online payments are easily accepted with APS. Our popular brand gateways keep payments safe and secure for your business.

point of sale


Custom POS systems help your business run smoothly.  APS integrates solutions that enable your business to succeed.

online ordering

No more excessive fees for your online orders. APS provides easy online ordering that doesn’t break the bank.

payroll services

Affordable payroll services provide your business with a safe and dependable way to pay your employees.



Get noticed! Employ a marketing strategy customized to your business location and industry.

Merchant Spotlight

Integrated Restaurant Online Ordering

Online ordering is made simple with APS. Our platform promotes your website and your menu. Stop sending your customers to third-party websites!  Earn the traffic and recognition you deserve by sending customers to your ordering platform.  Most importantly, you don’t need to pay the enormously high fees that some third-party companies take from your hard earned business traffic.  APS can integrate into an existing web page or build you a custom website as part of the services we offer.  

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American Payments Solutions
building solutions for business